401k Limit 2025 Catch Up. Investing your money for retirement through 401k plan. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same.
The irs announced friday an increase to the annual individual contribution limit for 401 (k) plans to $23,500 for 2025. This is always 5x the maximum 401 (k) plan total contribution limit.